EnterCard is looking for a self-going Credit Risk Analyst within Collections & Recoveries

Rekryterare
Plats
Stockholm
Annonserat
den 13 juli 2017
Stängs
den 12 augusti 2017
Kontakta
Sarah Sturesson
Anställningsform
Tillsvidare
Arbetstid
Heltid

The Credit Risk function at EnterCard is responsible for setting policies that determine to whom EnterCard is prepared to lend, and the maximum amounts that can be lent to individual customers. They use statistical modelling and other analytical tools to predict the probability that individual credit applicants will be unable to repay the money lent to them. Their objectives are both to ensure that EnterCard does not take a level of credit risk that endangers its financial performance and to ensure that EnterCard fulfils its ethical responsibility to act as a responsible lender. Entercards partners receive tailored financial solutions which meet the customers’ or the members’ needs. In order to manage this, EnterCard uses analytical methods to find solutions which strengthen the relationship between the partners and their customers.

As a Credit Risk Analyst within Collections & Recoveries at EnterCard you will contribute to the continual optimisation of Credit Risk strategies in all of the markets in which EnterCard operates, through application of industry-leading analytics. Your reports and strategies will also determine further actions within the Credit Risk Operation team in the direction of customer relations.

Your main responsibilities will include:

  • Build and maintain an advanced level of knowledge of Collections & Recoveries processes.
  • Perform analysis using industry-leading methods and applying a “test-and-learn” approach.
  • Account for practical factors that may have an impact on analytical outcomes, e.g. operational issues affecting performance data.
  • Collaborate with other Entercard teams in the completion of analytical tasks, including the Collections & Recoveries Operations teams.
  • Involve the Collections & Recoveries Operations teams at all stages of analytical activity, and proactively seek their inputs on factors such as the impact of operational events on performance and the implement ability of potential changes.
  • Provide regular commentary and insights to stakeholders on performance against expectations, trends and emerging risk/opportunities.
  • Respond to queries from stakeholders on matters relating to Credit Risk Collections & Recoveries strategies or performance.
  • Contribute to the Credit Risk control framework through documenting strategy changes and operating controls as required.

Credit Risk are responsible for managing the balance between risk and reward across all products and countries. In this role, you will be collaborating with colleagues across all functions from Marketing to Finance to IT and you will report to Head of Credit Risk - Impaired Asset Management. As a member of Credit Risk Collections & Recoveries you will be joining an energized, self-going and positive team working in a fast-paced environment.

Background and personal qualities
To be successful in this role you have a minimum of 1 year of experience within banking and/or Credit cards and/or Collections. You have experience of SAS or similar programming experience and a university degree.

The role will be a part of an international team. English will be the daily language in your role and a proficiency in both oral and written communication is essential. Other Nordic languages are a plus.

In this recruitment, your personal attributes will be of great importance! We are looking for a curious and driven person with good verbal and written communication skills. You have an analytical mindset and are self-going, prepared to take action without given commando. A desire to share information and expertise and best-practice-sharing are also important attributes. Resilience, focus under time-pressure combined with a willingness to learn are other attributes that are essential for the position.

What do Entercard offer you?
Besides our competitive compensation and benefit package, we take pride in offering you an international environment based on a regionalized organization with strong ties to both Swedbank and Barclays Bank. We provide a dynamic atmosphere where you are continuously challenged and developed on both a professional and personal level. In addition, we enjoy frequent social events, health activities, ski lodges in Trysil and centrally located offices in all locations.

Analytics is and has always been part of our DNA. Our parents, Barclays Bank and Swedbank, have a hundred years of experience in turning big data into customer value.
We bring an analytical mindset to whatever project we are working on – no matter if we’re developing a new product or improving the customer experience.

At EnterCard, you get to step outside your box and work together with colleagues from different teams and departments. For us, your sets of skills are more valuable than your job
title – giving you the opportunity to grow within the company. We firmly believe a diversity of backgrounds and experiences lead to a better workplace, stronger ideas and not to mention inspiring lunch conversations. Our team of 450 people represents 40 different nationalities, and women hold 5/10 management positions.

Do we have a match? Contact us!

We review applications and interview potential candidates on a continuous basis and the position might be filled before the application period has ended.

Application
In this process EnterCard is working with Level Recruitment. To apply, please click at the apply button. If you have any questions please contact Sarah Sturesson 08-120 50 425.

We review applications and interview potential candidates on a continuous basis and the position might be filled before the application period has ended.

Om EnterCard
EnterCard is a young finance company with a team of curious people passionate about data. We strive to make the everyday lives of our customers easier by creating smart payment and financing solutions.

Today we issue credit cards and consumer loans to 1,7 million customers in Sweden, Norway, and Denmark.